Cook the ground beef first, followed by the onion and garlic. Stir in the taco seasoning, chili powder, water, Rotel Tomatoes, and kidney beans, then simmer.
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Spread some Fritos in the bottom of a greased casserole dish. Layer half the ground beef mixture, followed by half the cheddar cheese and Monterey Jack Cheese. Add some more Fritos and the remaining meat and bean mixture.
2
Top with remaining Fritos and cheese. Bake and serve with your favorite toppings.
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